Frequently Asked Questions about Our Collateral Loan
At Quick Cash Funding, we strive to make the process of applying for a collateral loan as quick and simple as possible. Below is a list of the most commonly asked questions about our auto title loan services. Should you have any additional concerns, feel free to call us at 1-866-343-9697, and one of our customer service representatives will be happy to help you out.
Also known as a car title pawn or secured loan, this is a form of collateral loan where the title of your vehicle is used as collateral to secure the loan.
You can use the money for anything you see fit. This type of loan is especially useful for financial emergencies, such as bills, rent, repairs, and the like.
You can apply for a loan amounting anywhere from $500 to $50,000, depending on the wholesale value of your car.
Your car must have a wholesale value of at least $3,000 in order to qualify for a collateral loan. You can submit your application or simply give us a call, and we will gladly help you determine how much you can get.
Not necessarily. In some cases, we can pay off the existing balance on your car. Call us to find out how we can help you.
Yes, we just need proof that you receive enough regular income so that you can make your monthly payments.
We can issue pink slip loans in half an hour or less! This depends on the completeness of your application and additional documents that you provide.
There are 4 ways you can apply for car title loans:
1. Fill out and submit our online application
2. Download our auto title loans PDF application, fill it out, and fax it to one of our offices
3. Call one of our friendly staff at our toll-free number, 866-343-9697
4. Fill out application at any one of our offices
You will need to provide the following when you apply for a loan:
1. Copy of driver license
2. Certificate of title or lien satisfied/lien release
3. Evidence of insurance for your vehicle
4. Current proof of residence: utility bill in your name that verifies your home address
5. Current proof of income: paystub or bank statements
6. Three references
No, unlike many other car title pawn companies, we do not require you to give us a set of your keys.
No, unlike other providers of pink slip loans, we do not install tracking devices. We believe in building trusting relationships and would rather work with you in fulfilling your auto title loan contract with us.
No, there is no pre-payment penalty for our car title loans. We give you 18 months to give you the time you need to fulfill the contract; however, you may pay off the loan at any time.
Yes, you can still apply for a loan and get approval from Quick Cash Funding even if you have bad credit. The approval of a car title pawn is largely dependent on the wholesale value of your car.
The security of your information is very important to us. We use a Secure Sockets Layers (SSL) encryption to protect the transmission of your information on the web and comply with all federal and state laws to protect your privacy.
We give you a full 30 days before your first payment is due.
We have been in the business of providing pink slip loans for more than 10 years and have earned the trust of many Texans. Your welfare is important to us, so we constantly strive to create a safe and honest environment for providing you with the collateral loan or car title pawn you need when you need it the most.
